function fwLoadMenus() {
if (window.fw_menu_0) return;
  window.fw_menu_0 = new Menu("root",245,17,"Verdana, Arial, Helvetica, sans-serif",10,"#ffffff","#ffff00","#009C9C","#000066");
fw_menu_0.addMenuItem("Our Independent Financial Advice Service","location='Our Independent Financial Advice Service.htm'");
fw_menu_0.addMenuItem("Example Financial Planning Report","location='Financial Plan/Example Financial Plan v1.0.pdf'");
fw_menu_0.addMenuItem("Life Assurance","location='Life Assurance.htm'");
fw_menu_0.addMenuItem("Life Assurance Calculator","location='Life Assurance Calculator.htm'");
fw_menu_0.addMenuItem("Critical Illness Cover","location='Critical Illness Cover.htm'");
fw_menu_0.addMenuItem("Income Protection","location='Income Protection.htm'");
fw_menu_0.addMenuItem("Retirement Planning","location='Retirement Planning.htm'");
fw_menu_0.addMenuItem("Transferring Your Pension","location='Pension Transfers.htm'");
fw_menu_0.addMenuItem("Retirement Options and Annuities","location='Retirement Options.htm'");
fw_menu_0.addMenuItem("Regular Savings","location='Regular Savings.htm'");
fw_menu_0.addMenuItem("Investing your capital","location='Investing your capital.htm'");
fw_menu_0.addMenuItem("Tax Planning","location='Tax Planning.htm'");
fw_menu_0.addMenuItem("Inheritance Tax Calculator","location='Inheritance Tax Calculator.htm'");
fw_menu_0.addMenuItem("Other IFA services and products","location='Other IFA services and products.htm'");
fw_menu_0.hideOnMouseOut=true;
  window.fw_menu_1 = new Menu("root",200,17,"Verdana, Arial, Helvetica, sans-serif",10,"#ffffff","#ffff00","#009C9C","#000066");
fw_menu_1.addMenuItem("Equity Release","location='Equity Release.htm'");
fw_menu_1.hideOnMouseOut=true; 
fw_menu_1.writeMenus();
} // fwLoadMenus()